If you are unsure, you should get independent advice before you apply for any product or commit to any plan. The contents of this site may not be republished, reprinted, rewritten or recirculated without written permission. Unsubscribe easily. When all other companies failed me,Roadloans did not. Presented it to the loan company for approval. 2007 BMW 7 Series 750Li RWD-Shopping & Pricing. SECOND I got behind on my payments but always caught up. Apply with a simple online application to get paired with a local auto lender. roadloans.com ... Calle/ went to over 25 dealers---none will accept Roadloans financing. Search for RoadLoans approved dealers in your area by clicking the “Dealer Locator” tab at the top of the home screen. Share. The first time I could not find any dealerships that would accept the approval. Check out what 1,372 people have written so far, and share your own experience. Do you agree with RoadLoans’s star rating? Please help. Her understanding of vehicles has made her the “go to” person on TV, radio, print media and the Internet. Easy payment options: Customers can easily log in from their mobile devices to check on the balance of their loans, make payments and contact support. I never gave permission and I NEVER gave my Social Security numbers to anyone online for any reason. Do you agree with RoadLoans’s star rating? Make sure to read all paperwork carefully before signing anything. They worked to get all my paperwork situated.....Great company and they are so respectful.....If the call disconnects, they call u back within a 2-minute time frame. 18+ years old, good to excellent credit, US citizen. No credit and bad credit accepted. After you’ve signed the contract, RoadLoans works with the dealership to finalize your payments and paperwork. Do not finance anything with them. The company also offers cash-back refinancing options and specialize in providing great rates for customers with poor credit history. It was quick and simple and will being calling on them again in the future. How do I know I can trust these reviews about RoadLoans.com? RoadLoans.com - Read unbiased reviews of RoadLoans.com. I called to get a lien release and they said I had to do it online and pay a fee! They very nice to deal with. Roadloans is my only option left. Finder is committed to editorial independence. We don't accept them either, along with a few others like RoadLoans. They have a convenient app that offers users a complete resource center to manage their loans. Must be employed full-time or have guaranteed fixed income of at least $1,500/month and be a current resident of the US or Canada. Stayed in contact with the whole way. But the best part about applying for financing through RoadLoans is our Loan Specialists. (Side note they would finance a extended contract "warranty", plus tax title and license (all costing about 2500.00). Yes, any personal and financial details you submit to RoadLoans are encrypted with SSL technology. I would stay clear of them and drivetime. Needless to say the back and forth went past the 15 days because neither one would resolve/confirm what the other was saying and Road Loans wouldn't provide another extension nor grant me a new loan. It’s also been around for over 30 years — a sign that it hasn’t ruffled any regulator’s feathers. They can't even honor their contract as written. Unsubscribe easily. To meet RoadLoans’s basic requirements, you must meet the following requirements: At least $1,800 monthly salary; No open car loan with RoadLoans, parent company Santander Consumer USA or Chrysler Capital; Live in an eligible state; Over 18; You might have trouble getting a loan through RoadLoans if you’re currently paying off another car loan. Select a loan type, enter your ZIP code and click, Complete the credit application for your loan type and click. 18+ years old, annual income of $4,000+, no active bankruptcies. An agent at the registration company that they use, VINTEK, told me how Roadloans process works A-Z, since a Roadloans agents couldn't do that theirselves. I got this letter telling me I was denied an extension to a loan. With no credit requirements, this nontraditional online lender is willing to work with almost anyone who meets a few basic requirements. Recommended by the Consumer Financial Protection Bureau, it offers the following strong advantages. They offer competitive rates and make it easier for borrowers to pay back their loans with low interest. They refused and instead told me to file disputes. I got a notification and immediately told them to remove my information. Consider setting up automatic payments to avoid missing payments or exposing yourself to late fees. You can apply online or over the phone by calling 888-276-7202. The company has a serviced auto loan portfolio of more than $25 billion and relationships with nearly 13,000 dealer partners in the U.S. Save time and effort with this lending service specializing in beginner-friendly or subprime car loan. I had been approached by a email that said "you're approved for auto loan" I clicked and followed the steps and sure enough I was approved for 16K with a downpayment of 1600.00 (this is where the crap started). Read the full methodology of how we rate car loan providers to get a better picture of what goes into each star rating. Road Loans said that they wouldn't change the expiration date to reflect the 15 day extension and that Car Max should honor it. Love my Hyundai. Do you agree with RoadLoans's TrustScore? If you’re confident you qualify, go through your finances to figure out how much you can afford to spend, considering monthly payments, total loan cost and a down payment.Once you’ve arranged your finances, you’re ready to apply. It does not say anything about which vehicle positive equity must be in. Its location on this page may change next time you visit. You’ll hear whether you prequalify in minutes. In their contract the line verbatim states: we accept down payments in the form of cash, trade, positive equity, or Texas clean air certificate. Read reviews about RoadLoans from industry experts and real consumers. Very wonderful customer help!!!!! It is very important to do your own analysis before making any investment based on your own personal circumstances and consult with your own investment, financial, tax and legal advisers. Got to financing to complete it and found out RoadLoans wanted dealer fee to be $2,500. We may rely on information that is provided to us. With no car would have taken 4-6 hours and who knows if I would have liked anything or had any troubles. You are about to post a question on finder.com: I agree to Finder’s terms of use and privacy and cookie policy, and I opt in to receive email from Finder, Subscribe me to Finder’s free weekly newsletter for budgeting tools, timely news and savings essentials to take control of your finances, 32 East 31st Street, 4th Floor, regularly, Read our guide on finding the right car loan, full methodology of how we rate car loan providers, Be 18+, monthly income of $1,800+, reside in a state where RoadLoans operates and do not have open car loan with RoadLoans, parent company Santander Consumer USA or Chrysler Capital, 4.5 out of 5 stars, based on 1,393 customer reviews, Not have open car loan with RoadLoans, parent company Santander Consumer USA or Chrysler Capital, Reside in a state where RoadLoans operates, No open car loan with RoadLoans, parent company Santander Consumer USA or Chrysler Capital. 1) Go to their website. I'm buying my home so I don't see me looking for another one. While we are independent, the offers that appear on this site are from companies from which finder.com receives compensation. I am a dealership and I purchased a car at the auction, the front of the title shows no lien, but when I sold the car to a customer and they tried to register it, the state rejected it saying there was a lien back in 2008 from RoadLoans, which is Santander. RoadLoans is a subsidiary of Santander Consumer USA, the bank that originates and services its auto loans. To meet RoadLoans’s basic requirements, you must meet the following requirements: You might have trouble getting a loan through RoadLoans if you’re currently paying off another car loan. Customers of RoadLoans can pay their loan repayments in a myriad of ways, including phone, mail, MoneyGram, Western Union and ACH, making it convenient for any customer. While compensation arrangements may affect the order, position or placement of product information, it doesn't influence our assessment of those products. Never got to speak to a human first off. Sign up to receive our free weekly newsletter. We don’t take into account elements like eligibility criteria, state availability or payment frequency — we save that for our reviews. | Read 661-680 Reviews out of 1,361 . Check out what 1,396 people have written so far, and share your own experience. After a woman used RoadLoans to buy my car they have yet to send money to me and it's been well over a month. Honestly, if this is how they treat people do you honestly trust them to give you a loan? Ask as many questions as necessary, and try to get the answers in writing. Enjoy reading our tips and recommendations. RoadLoans.com rates are based on the maximum length of time which is 72 months; the normal time frame is 36-48 months. I insured the car I wanted and all. Companies pay us to be accredited or when you click a link, call a number or fill a form on our site. They refused the positive equity and said pay cash... even the dealer management read the contract to mean as long as I had the positive equity they were good. Instant application: A former editor of a newspaper in Beirut, Anna writes about personal, student, business and car loans. Do you agree with RoadLoans’s star rating? RoadLoans offers loans on new and used cars from dealers, as well as purchases from individuals. Share. Lesson well learned. Good or excellent credit, enough income or assets to afford a new loan, US citizen or permanent resident, 18+ years old. Today, digital publications like Business Insider, CNBC and the Simple Dollar feature her professional commentary, and she earned an Expert Contributor in Finance badge from review site Best Company in 2020. You can find out if. Anna Serio is a trusted lending expert and certified Commercial Loan Officer who's published more than 1,000 articles on Finder to help Americans strengthen their financial literacy. Must be a US citizen with a current US address and employed full-time or have guaranteed fixed income. Now wants to speak with the dealer to see if it’s still available because I want to buy it. I wouldn't have even known that I was funded if I didn't call, their communication sucks. Our goal is to create the best possible product, and your thoughts, ideas and suggestions play a major role in helping us identify opportunities to improve. I'm talking with a phone call to make sure I understood everything in the process. | Read 661-680 Reviews out of 1,408. When all other companies said no way Roadloans said “OK”! Do you agree with RoadLoans’s 4-star rating? It doesn’t advertise interest rates, which is usually the sign of an expensive product. They won't even let you know what interest you got until you're in the dealership?? Those who need a car loan but have poor credit might not want to write off RoadLoans immediately. This online financing company works with online sales and offers pre-approved auto financing. Applicants who have a hard time getting a loan from other lenders because of low credit scores can work with RoadLoans.com to get approved for a loan. I had to pay over 1600 dollars to get it back. Been there almost two years and I need a SUV and can't get one because of ROADLOANS!!! Voice your opinion today and hear what 1374 customers have already said. Didn't even let me pick out my own car. Check out what 1,408 people have written so far, and share your own experience. Please don't interpret the order in which products appear on our Site as any endorsement or recommendation from us. RoadLoans gets mixed online reviews a of July 2019. They have been offering competitive auto loans to Americans since 1997. When your application is approved, you download the loan documents and instructions online and return the required signed documents to RoadLoans. We’ll start sending you the news you need delivered straight to you. This company does not secure people's credit information. Do you agree with RoadLoans's TrustScore? I have a nice Mustang I love so I don't see me searching for a car, I got one. Using the 15 day extension and that car Max should honor it citizen or permanent resident, 18+ years,. For the latest in money news, credit card offers + more ways to.... Your loan type and click title and license ( all costing about )... However they said I had been approved for a loan decision by in! Loans to Americans since 1997 please visit our FAQ they say RoadLoans doesnt pay them for the latest in news! Red flags that indicate you might not be republished, reprinted, rewritten or recirculated without written permission about potential... 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